Here is an article that lists top ten causes of debt. Debt is not good when they don’t make you get more in the end. Main point is to control what you can and accept what you can not. This is what you should always remember. Debt will bring big burden to your life, affecting you and family’s life. If you know what the causes are, you can make better planning and preparation to avoid them. Or you can find ways out if you are already included. The list is based on reader emails at BankRate, so you can say you learn from others’ mistakes. Check the listed causes of debt here and evaluate your financial condition. You will likely be fine for long term.